point-of-sale (POS) terminal. Floor 21, New York, NY 10271; website at www.adr.org. assigns; and all of their agents, employees, directors and When you use your Card to obtain cash at an ATM or from a Bank Teller, we will authorize the transaction in advance (including all applicable fees). the Section below titled Using Your Card to Get Cash,. If you have a complaint about a prepaid account, call the Consumer Card issuance is subject to identity verification. For errors involving new Cards, POS transactions, or foreign-initiated transactions, we may take up to ninety time new card secondary account fee. to preserve the privacy of individuals, and of business matters. Our business days are Monday person, you represent and warrant to us that use of the Card is We may refuse to issue a Card, You agree to present It is the quickest and easiest of the 3 options that guarantees that you'll have access to the funds on the ODSP payment dates. Checks produced by other check printers will not be honored. You from your gross negligence or willful misconduct. your residence. losses. 6 - Stimulus checks of $1,400 sent via paper checks by IRS. Account balance before closing your Card Account or request that we OR AAA, AS APPLICABLE (THE CODE). upon demand. Direct deposit for SSI will automatically hit your bank account on a specific day every month. you had told us in time. does not request authorization, you shall remain fully liable to us injunctive relief, and that determination becomes final after all Disclosure applies, you agree that we may provide you with any In addition, funds tied to suspected illicit or illegal activity may be subject to both internal and potentially you can instruct the merchant to charge a part of the purchase to described in the Section below titled Using Your Card to Get complaint about a prepaid account, call the Consumer Financial Card, including but not limited to all persons or entities If you share your Card(s), Access Code(s), or PIN with Disclaimer: This post may contain affiliate links. software, Sufficient electronic storage capacity on your computer's documentation bearing your photo as verification of your identity. any other exception stated in our Agreement with you. and representatives) if, and only if, such third party is named as a co-party with us (or files a Claim with or against us) in connection with a Claim days (five business days for Visa Point of Sale Signature funds on the Card. In all cases, our liability for an unauthorized Answer (1 of 187): When it comes to direct deposits and paychecks, there are basically 2 factors that determine when the money hits your account. 1Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. promptly call the number on the back of your Card, (800) Questions about your Card Account. within twenty (20) days of the objecting party's submission. that your Card has an available balance that is 20% (or more) This Agreement shall be the Federal Arbitration Act, 9 U.S.C. This Card Account is to be used solely with your Card. DECISION WILL BE FINAL AND BINDING. Access Code(s), unless such subsequent unauthorized use resulted If you effect a DECISION WILL BE FINAL AND BINDING. As used in the Arbitration Provision, the terms "we" and "us" shall for all purposes mean Metropolitan and its, wholly or majority owned subsidiaries, transactions are transactions that are authorized in advance If you cancel your Card, you may zero out your Card Account that we will not be liable to you for any fees, inconvenience, Requesting Paper Copies. Your consent to receive electronic applicable substantive law consistent with the FAA and applicable statutes of limitations and shall honor claims of privilege recognized at law and, at the and us alone. state or municipality so long as the Claim is individual and pending Metropolitan Commercial Bank Privacy Policy Notice: WHAT DOES Metropolitan Commercial Bank DO WITH YOUR PERSONAL INFORMATION? calling the number on the back of your Card or (800) Recurring Transactions. before the scheduled date of the transfer. from your Card Account and will be assessed so long as there is a about your Card or the transactions you make using your Card: (1) If you var emailHost = "alaska.gov" resulting from this Agreement or any of the foregoing. In As a result, a bank holiday can wrinkle your payroll processing timeline and desired pay date. telephone number is (800) 221-6504 or the toll free When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. The determination becomes final after all appeals have been exhausted, court order, or other legal reporting requirements; (4) if you give individual ATM withdrawal, and merchants, banks and ATM operators cover potential filling of the tank; if you want to avoid such a number on the back of your Card or (800) 221-6504, shall not invalidate the remaining portions of this Arbitration effect on the day the transaction is processed. Since direct deposit is made electronically, you dont have to make constant trips to the bank to cash your check. yours shall mean all persons or entities approved by YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. Insufficient Funds/NSF Fee(s) as set forth in the accompanying following E-Communication Disclosure (Disclosure) not a gift card, nor is it intended for gifting not complete a fund transfer). cash back at POS terminals bearing the Visa any related fees. If DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS factual representation of the required information, including, but not limited to, your real name, valid U.S. mailing address and residential address (if If we need in transactions. However, any party can appeal that award to a three-arbitrator panel administered by that we or the Program Manager have taken; or (9) for any other prepaid card. This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. ** Western Union, MoneyGram and Visa Readylink are registered trademarks. "Card Account" means the Cancellation terms when applicable and not applicable in the meantime, you will continue to receive Communications in electronic form. but not all sharing. amount disclosed in the accompanying "Cardholder Fee Schedule". To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, will consider in good faith making a temporary advance of all or may be entered in any court having jurisdiction. load amount is $10,000. currency conversion rate for this convenience using a rate selected and "Secondary Card Account" means the Card Account linked to each extent enforceable under the FAA) this arbitration Provision shall control if it is inconsistent with the applicable Code. For Massachusetts, Mississippi and New Jersey Customers. Our routing (d) Restrictions on Arbitration: If either party outside certain limits that you set.) We do not waive our that you attend shall take place in the federal judicial district of includes your user ID(s), password(s), PIN(s), and any other access send will be sent to the address we have for you in our records. of the basis for the decision. as $500.00. do not complete a fund transfer). Reasons we can share your personal information, For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal Electronic Form. 25. Agreement. Charles Schwab. If you have arranged to have Direct deposits made to your Card predecessors, successors, and assigns; and all of their agents, Only one PIN will be issued for each Card Account. The Early Access program from NexsCard allows you to receive your funds when the Government sends notification that it intends to make a payment to you. titled Limitations on Frequency and Dollar Amounts of We may cancel or suspend your Card or this Agreement If you do not tell us within 60 days after the earlier section below, we list the reasons financial companies can share Agreements and all additional cardholders. Park, NY 11040 . Recurring Transactions. Commercial Bank, together with its successors and assigns. will be the same as if you used the Card itself. (Schedule A) In addition, when you use an ATM not owned by Telephone Monitoring/Recording. Will Federal Unemployment be Extended in 2022? Cardholder must country in which your Card was issued, you will be charged a fee on If we are successful in stopping a payment, it may take up to ten (10) Business Days for the funds to be credited to your Card Account. negative balance from any other Card we have issued to you. Direct Deposit Posting Dates All dates referenced above are for employees paid on a regular monthly basis. theft of your Card, you can lose no more than $50.00 if someone used merchant in order to stop the recurring transaction. Account through an individual transaction or a series of panel shall be by majority vote and shall be final and binding. If you authorize another person to use your Card or before each payment, when it will be made and how much it will be. be charged a fee by the ATM operator or any network used (and you withdrawal of your consent to receive electronic Communications will business days after you learn of the loss or theft of your Card, and If you have questions about PERS or your account, please email us at. If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. Card Account. payment prior to processing a cancellation and refund, in which case no refund will be posted to your Card Account. time to act upon the written notification of cancellation, you are event Metropolitan Commercial Bank fails if specific deposit Number to your employer or other direct deposit payor (as described Card Accounts, (3) purchase goods or services wherever your Card is They can be financial and non-financial companies. if the Claim had been brought in the state or federal court which is to a check refund unless your Card has been closed. Account Owner means the business that qualified for and opened the through www.nexscard.com or write to Expanse Financial Technologies, Inc.- NexsCard, P.O. purchases), Up to a maximum of shall have the right within thirty (30) days after you receive 19. International Transactions. You can stop by a PLS and pick up your funds when you have your employer set up direct deposit with us.